Adopted child

This is a child who the member legally adopts in terms of the Child Care Act, 1983.


This is the income you receive every month from GIPF when you retire. It is paid in equal monthly instalments on or before the last or first day of each month.


The person or people entitled to a lump sum payment (gratuity) when a GIPF member dies. The member nominates beneficiaries by completing a Nomination of Beneficiaries form (WP1002).

Defined contribution pension fund

This is a fund where the benefits are based on how much the member and employer have contributed over the years. This is different from GIPF, which is a defined benefit fund.

Disabled child

This refers to a child who is financially dependent on the member because of a permanent physical or mental disability.

Eligible child

this is a child who is entitled to receive certain benefits when a GIPF member dies. An eligible child is the natural or legally adopted child of a member:
  • Under the age of 18;
  • Under the age of 22 and a full-time student;
  • Over the age of 18 and disabled and factually dependant; and/or
  • A stillborn child.
    • Eligible orphan

      This is a child who has been orphaned after the death of:
      • A member;
      • The spouse of a deceased member;
      • A pensioner who retired on or after 1 December 2002; or
      • The spouse of a pensioner who retired on or after 1 December 2002.


      This refers to the Government Employees Pension Fund.


      Government Institutions Pension Fund


      A lump sum paid when the member leaves government employment.

      Pension retirement date

      The date on which a member becomes eligible to go on pension. The date is specified in the conditions of service and is usually the date of the member’s 60thbirthday.

      Pensionable salary

      The member’s basic annual salary plus any allowances that are recognised as pensionable. An example of a pensionable allowance is your annual service bonus.


      Usually known as a husband or wife, this is the person a member is married to or has a life partnership with. Stillborn child As defined by the Births and Deaths Registration Act, 1992, this is a member or pensioner’s natural child who is:
      • Born after 26 weeks of pregnancy, and
      • Shows no sign of life.
      The definition excludes any termination of pregnancy that was self-inflicted as per the Choice on Termination of Pregnancy Act, 1996. Service periods: This is the date on which you started working for your department. Please ask your department to confirm that your service date is correct because the correct date is of great importance when you resign, retire, are discharged or die. If your service date is not correct, request your department to forward an Admission to Fund form (Z125) to GIPF as soon as possible.